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Equifax Breach Potentially Affects 44% of Americans

According to Equifax Security’s website, “Equifax Inc. (NYSE: EFX) today announced a cybersecurity incident potentially impacting approximately 143 million U.S. consumers. Criminals exploited a U.S. website application vulnerability to gain access to certain files… The information accessed primarily includes names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers. In addition, credit card numbers for approximately 209,000 U.S. consumers, and certain dispute documents with personal identifying information for approximately 182,000 U.S. consumers, were accessed.”

Where to start:

Tip 1: Check for potential impact.

Will you be affected by the breach? Equifax is offering free ID theft protection and credit file monitoring. Check to see if you’ve been affected at Equifax’s Security website.

Tip 2: Monitor your statements.

Regularly review your credit and debit card statements. Keep an eye on your accounts. Annually check your credit score. Free annual credit reports are available through this website.

What to do if you were potentially affected:

Equifax is offering free monitoring and ID theft protection.

In addition, watch this video for instructions from the Federal Trade Commission.

Another serious action is to freeze your credit information, also known as a credit freeze or security freeze. A credit freeze does not prevent you from getting an annual credit report. But it does prevent a thief from making charges to your existing accounts. For more information visit


Note: This is being provided for informational purposes only. Lakestone Bank & Trust is not recommending action or inaction. Please carefully consider what the best option is for you.

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